Health & Welfare

Focus OneSource provides clients and their employees with a comprehensive health and welfare program that offers affordable and flexible choices. The Focus OneSource program brings clients the highest value at the lowest possible price. Our staff will also provide the best customer service to your employees to answer any questions about their health coverage and benefits plan.

Health Insurance

Wellmark Blue Cross and Blue Shield is a mutual insurance company owned by its policyholders. Wellmark and its subsidiaries provide health coverage to more than 2 million members in Iowa and South Dakota. And through the Blue Cross Blue Shield Association, Wellmark is a part of a trusted national network that covers more than 100 million people.  That’s nearly 1/3 of all Americans. Wellmark Blue Cross and Blue Shield offers flexible benefit designs, competitive prices, and a large selection of providers. Nearly all physicians and hospitals in Iowa and South Dakota participate with Wellmark, and the Blue Cross and Blue Shield Association provides extensive national and international coverage. Focus OneSource has partnered with Wellmark Blue Cross and Blue Shield Association to provide comprehensive benefits to co-employees. Client companies will now have the choice of several medical plan design options that offer a wide range of deductibles, co-insurance and co-pays to fit each employee’s unique needs.

Life Insurance Offerings

The Standard provides insurance products that provide financial security to employees and loved ones. The company’s comprehensive line of life and disability insurance products include flexible short-term (STD) and long-term disability (LTD) coverage. In addition to Life and Accidental Death & Dismemberment (AD&D), Focus OneSource’s partner companies can tailor their employee’s coverage to meet the needs of today’s widely diverse workforce. Employers can also offer a basic life insurance amount of $15,000 with additional options to increase coverage.

Dental Insurance

Delta Dental is America’s largest and most experienced dental benefits carrier. Delta Dental offers national dental coverage with dental benefits programs for a wide range of employers, large and small, as well as individual dental coverage. Focus OneSource has partnered with Delta Dental to administer programs and reporting systems that provide co-employees with quality, cost-effective dental benefit programs and services.

Vision Insurance

Avesis for more than 27 years has offered one of the best values in vision benefits. Members benefit from having the freedom to choose from thousands of carefully selected providers in their nationwide network. Avesis contracts with optometrists, ophthalmologists and vision retail centers to ensure Focus OneSource employees have access to quality care in their neighborhood or surrounding area. Avesis currently covers more than 3 million members through insurance companies. HMO’s and thousands of small, medium and large employers. Focus OneSource values the long-standing industry expertise of Avesis and as such has carefully selected the company to provide vision services to its valued co-employees. All insurance coverage is under a fully insured funding arrangement.

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