FSA. HSA. What are you Saving for?

Saving for the future is important. With changing healthcare laws, increasing deductibles, higher out-of-pocket costs and varying great unknowns, saving is more important than ever. So, what are they ways you can help protect yourself? Health savings accounts and flexible spending accounts for starters. As companies begin to realize the traditional ‘group’ insurance is not[…]

‘FICA What?’

So, I have recently been asked, “What is FICA?” Until a couple of years ago I would have to admit I thought it was a type of cactus or something. The Federal Insurance Contributions Act (FICA).  FICA is made up of two different items: Social Security taxes and Medicare taxes.  The rates for 2015 are[…]