The Value of Health Insurance
Healthcare has changed, and we want to make sure we don't lose sight of the big picture. Offering a benefit package is a common practice, and employers offer it for many reasons. Some of the main reasons being the benefit of having health insurance, the well-being of your employees, and the retention of employees.
Healthcare has been reformed, and there are many options that were not available to business owners just a few years ago. Focus OneSource has been researching changes and best practices so business owners know they are compliant and well-informed. Focus OneSource is the resource that can guide you through an analysis of all options to develop, implement and administer a tailored benefit strategy for your business.
Full-disclosure: I did not ride to work today, however, I do want to point out a few things about biking since it is Bike Month. “You don’t have to have an expensive bike or be a serious bicyclist to reap the many benefits of biking. Even riding a bike for 30 minutes one day a[…]
We are in the last day of National Small Business Week. Since 1963, the President has issued a proclamation designating one week each year as National Small Business Week. This year, the celebration took place from May 4 until today all across the country, with the theme “Dream Big, Start Small.” Administrator Maria Contreras-Sweet, the[…]
Ever wonder how 9-1-1 will know about your child or pet in case of an emergency? Sign up for Smart911.
I have thought about it more than once. If something devastating happens, such as a house fire, how will they know to get my Gabby (my dog) out of the house? Now in my situation, I only have a dog to be concerned about. I could not even imagine being a mother with a loving husband[…]
A few sayings come to mind: Hard work has never killed anyone. Burning the midnight oil. Burning the candle at both ends. Come on, call It a Day already. You have to unplug, rest and get some sleep. The short-term effects of not enough sleep: loss of attention span, miscommunication, lethargy, lessened decision making capabilities,[…]
Saving for the future is important. With changing healthcare laws, increasing deductibles, higher out-of-pocket costs and varying great unknowns, saving is more important than ever. So, what are they ways you can help protect yourself? Health savings accounts and flexible spending accounts for starters. As companies begin to realize the traditional ‘group’ insurance is not[…]
So, people are taking 4 hour lunches, talking about their brackets, the upsets, their plans to leave early to catch a game and every other thing BESIDES work. Is this really a bad thing? Take a moment to think about this. You have Joe and Sam who barely get along taking a 4 hour lunch[…]
So, I have recently been asked, “What is FICA?” Until a couple of years ago I would have to admit I thought it was a type of cactus or something. The Federal Insurance Contributions Act (FICA). FICA is made up of two different items: Social Security taxes and Medicare taxes. The rates for 2015 are[…]
You probably first think of how profitable or financially successful the business is. That sort of “healthy” is, without a doubt, extremely important. But what about in other terms? When you think of the “health” of your company, do you think about the culture, working conditions, or wellbeing of employees? Many employers feel that it[…]
This is one of the busiest days for change in health care reform that I have seen in a long time. Wait, scratch that. When is not changing. For a common consumer to keep up with the changes is almost a nightmare. Here is what you need to know. Centers for Medicare & Medicaid Services[…]
Not quite sure about what you will need for filing your taxes this year as it relates to health insurance coverage? Here is a little bit of information that I keep around when questions come up. If you had coverage in 2014 through a non-Marketplace plan, you don’t need to fill out any additional tax[…]